Employee benefits refer to a range of non-wage compensations provided by employers to their employees as part of their overall compensation package. These benefits are designed to enhance the financial security and well-being of employees and may include various insurance coverage such as health insurance, life insurance, disability insurance, and retirement plans. Employee benefits aim to protect employees and their families from financial risks associated with medical expenses, disability, or death. By offering comprehensive insurance benefits, employers can attract and retain talented employees while promoting a positive work environment and employee satisfaction.

员工福利指的是雇主作为员工综合薪酬计划的一部分提供的一系列非工资补偿。这些福利是用以增强员工的财务安全和福祉，包括各种保险覆盖，如医疗保险、人寿保险、残疾保险和退休计划等等。员工福利将保护员工及其家人免受与医疗费用、残疾或死亡相关的经济风险。通过提供全面的保险福利，雇主可以吸引和留住优秀的员工，同时促进良好的工作环境和员工的满意度。